Low Doc Loans Made Easy - Fast, Flexible Funding
Ideal for self-employed Australians and business owners, our Low Doc Loans provide flexible lending with less paperwork—expertly guided by Diamond Lending, a trusted financial brokerage firm that connects you with the right lenders to match your unique needs.
Simplified Low-Doc Loans for Easy Access to Finance.
Diamond Lending specialises in low documentation loans that cater to self-employed professionals seeking flexible, straightforward finance options by connecting you with the right lenders.
Small Business Owners
Flexible loan options designed to support your business growth with minimal paperwork and quick approvals.
Self-Employed Professionals
Tailored finance solutions for those with irregular income seeking fast, low-doc loan approvals.
Contractors
Flexible loan options tailored for contractors, offering minimal paperwork and fast, hassle-free approvals.
Getting a loan with minimal docs wasn’t possible, but now it is.
Australia’s Trusted Financial Brokerage Firm
Traditional lenders often require extensive documents that don’t fit your income style. At Diamond Lending, we connect you with lenders who understand your unique situation and offer loans with minimal documentation—making borrowing faster, simpler, and tailored to you.
How Diamond Lending Simplifies the Low-Doc Loan Process
From the first step to settlement, Diamond Lending streamlines your low-doc loan journey with expert guidance, lender access, and zero guesswork.
Self-Employed? We Value Your Real Income
Simplified documentation process for self-employed borrowers who have strong income but limited paperwork – because your earning potential matters more than endless forms.
✓ Income Assessment: Expert evaluation of your actual earning capacity through bank statements and BAS statements.
✓ Minimal Documentation: Just 3-6 months bank statements and basic financial records – no complex tax returns required.
✓ Self-Employed Verification: Our specialists understand seasonal income patterns and business cash flow cycles.
✓ Lender Specialization: Direct access to lenders who actively welcome self-employed applicants with competitive rates.
✓ Fast-Track Processing: Streamlined approval process designed specifically for low-doc applications.
✓ Flexible Assessment: Income verification based on your business reality, not traditional employment metrics.
✓ Quick Settlement: Faster funding to secure your property or business opportunity without delays.
Popular Questions
How long does the approval process take?
Low doc loans can be approved in as little as 48 hours once all documents are submitted, depending on the lender. However, timeframes vary based on the complexity of your application.
Can I get a home loan with a small deposit?
Yes, low doc lenders may consider smaller deposits, usually 20% or more. We assess each case individually to ensure compliance with responsible lending laws.
Is a deposit always required for low doc loans?
Generally, yes. Most low doc loans require a minimum deposit, typically starting at 20%, although this can vary depending on the lender and your financial position.
Can I refinance an existing loan using a low doc loan?
Yes, refinancing with a low doc loan is possible if you meet the lender’s eligibility criteria. We’ll assess your ability to repay and compare options to ensure suitability.
Do Low-Doc Loans have higher interest rates?
Often, yes. Because they pose higher risk to lenders, interest rates may be higher than standard loans. We’ll present options and help you choose a product that suits your needs and risk profile.
Have more questions?
We’ll guide you with honest advice and low-doc loan options that fit your needs and future plans.
