Turn Your Dream Home into a Reality with Trusted Lending
From the first step to settlement, Diamond Lending streamlines your home loan journey with expert guidance, lender access, and zero guesswork.
Tailored loan solutions to suit every stage of your property journey.
Whether you’re buying your first home, upgrading to your dream residence, investing for the future, or other plans, Diamond Lending offers expert guidance and access to loan options that match your unique goals.
First Home Buyer Loans
Helping you purchase your first home with low deposit options, government support, and step-by-step loan guidance.
Owner-Occupied
Flexible loan options for those buying a home to live in, including fixed, variable, and split-rate choices to suit your needs.
Investor Home Loans
Designed to help grow your property portfolio, with options like interest-only repayments and access to existing equity.
Buying a home is one of life’s biggest milestones.
Australia’s Trusted Financial Brokerage Firm
At Diamond Lending, a trusted financial brokerage firm, we make your home loan journey seamless and rewarding by connecting you with reliable home loan lenders across Australia. Whether you’re a first-time buyer, refinancing, or investing in property, our tailored mortgage solutions align with your financial goals.
How Diamond Lending Simplifies the Home Loan Process
From the first step to settlement, Diamond Lending streamlines your home loan journey with expert guidance, lender access, and zero guesswork.
From Application to Keys in Hand
Our streamlined 7-step process takes the complexity out of home buying, with expert guidance at every stage to ensure you secure the best deal and move into your dream home faster.
✓ Property Consultation: Free assessment of your home buying capacity and ideal property loan structure.
✓ Home Loan Documents: Streamlined collection of income, asset, and property documentation made simple.
✓ Application Review: Our mortgage specialists verify all documents for maximum home loan approval odds.
✓ Lender Matching: Strategic submission to home loan lenders best suited for your property purchase.
✓ Loan Processing: Priority processing of your mortgage application with regular progress updates.
✓ Home Loan Approval: Securing your mortgage terms and coordinating property settlement timeline.
✓ Property Settlement: Managing fund transfers and ensuring you receive your new home keys on time.
Popular Questions
How long does it usually take to get approved for a home loan?
Approval times vary depending on your financial situation and the lender. Generally, conditional pre-approval can take 1–3 business days, while full approval may take 1–2 weeks, depending on how quickly you provide documents and the lender’s assessment timeline.
Can I get a home loan with a small deposit?
Yes, some lenders accept deposits as low as 5%, though this may require Lenders Mortgage Insurance (LMI). We assess your eligibility based on your financial position and ensure the loan is suitable and affordable.
Should I choose a fixed or variable interest rate?
That depends on your financial goals. Fixed rates offer repayment certainty, while variable rates offer flexibility. We’ll help you understand both to ensure the loan meets your needs and objectives.
What documents are typically required for a loan application?
You’ll typically need identification, proof of income (e.g. payslips or tax returns), bank statements, details of existing debts, and evidence of savings. We’ll provide a tailored checklist during our assessment.
Is pre-approval important before house hunting?
Yes, pre-approval helps you understand your borrowing capacity and shows sellers you’re serious. It’s not a guarantee but is a useful starting point for budgeting and negotiations.
Have more questions?
We’ll guide you with honest advice and home loan options that fit your needs and future plans.
