Drive Your Dreams with Flexible Car or Truck Loans
From loan application to vehicle delivery, Diamond Lending steers your finance journey with tailored loan options for cars and trucks.
Custom Loan Solutions for Cars and Trucks to Keep You Moving Forward
Whether you’re purchasing your first car, upgrading your truck fleet, or refinancing existing loans, Diamond Lending, a trusted financial brokerage firm, connects you with lenders who offer competitive rates and flexible terms tailored to your vehicle financing needs.
Personalised Vehicle Loan Options
Loans tailored for private buyers and business fleets, with flexible repayment plans and competitive interest rates.
Access to Specialist Commercial Vehicle Lenders
Finance your trucks, trailers, or heavy vehicles with lenders who understand commercial vehicle requirements.
Easy Application & Fast Approval
Our expert team guides you through documentation and applications for a smooth, speedy approval process.
Get on the Road Faster, Diamond Lending Makes Vehicle Financing Simple
Australia’s Trusted Financial Brokerage Firm
We connect you with trusted lenders offering tailored car and truck loans across Australia. Whether it’s your personal car or a commercial truck fleet, our flexible finance solutions help you purchase, refinance, or upgrade your vehicles with confidence.
How Diamond Lending Simplifies your Vehicle Loan Process
From the initial enquiry to final loan settlement, Diamond Lending accelerates your car and truck loan journey with expert guidance, exclusive lender access, and finance solutions designed to keep you moving — no delays, no guesswork, just results.
Step #1
Simplifying Your Vehicle Loan Process
🚗 Personalised Finance Consultation
We review your vehicle choice, budget, and financial profile to tailor loan options that fit your needs.
🚚 Access to Specialist Lenders for Commercial Vehicles
Our network includes lenders experienced in commercial truck and heavy vehicle financing with flexible terms.
🚗 Application Support and Documentation Help
We guide you through required paperwork and submissions for a smooth approval process.
🚚 Competitive Loan Structuring and Negotiation
We negotiate on your behalf for the best rates, repayment terms, and features like balloon payments or redraw facilities.
🚗 Settlement Coordination and Ongoing Support
We manage lender communications, settlement timelines, and offer ongoing advice for future refinancing.
Step #2
Required Documents
🚗 Proof of Income
Payslips, tax returns, or financial statements verifying your repayment capacity.
🚚 Vehicle Details or Purchase Contract
Provide the purchase agreement or vehicle details for lender valuation and approval.
🚗 Proof of Identity and Residency
Documentation verifying your legal identity and Australian residency status.
🚚 Credit History and Financial Statements
Lenders may request credit checks and recent bank statements to assess financial health.
Step #3
Pre-requisites
🚗 Stable Income Source
Regular and reliable income to support loan repayments.
🚚 Clear Credit History
A good credit profile increases your chances of loan approval and better interest rates.
🚗 Deposit or Trade-in Value
Typically, a deposit of 10%–20% is required, or trade-in value may be used towards this.
🚚 Proof of Vehicle Ownership or Purchase Intent
Lenders require documentation showing you have purchased or intend to purchase the vehicle.
🚗 Australian Residency or Business Registration
You must provide proof of residency or business ownership if financing commercial vehicles.
Popular Questions
Can I finance both personal cars and commercial trucks?
Yes, we offer tailored loan options for both private vehicles and commercial truck fleets.
How much deposit do I need for a vehicle loan?
Deposits typically range from 10% to 20%, but this varies depending on the lender and vehicle type.
What documents are required to apply for a car or truck loan?
Proof of income, vehicle purchase details, ID, and credit history are generally needed.
How long does the loan approval process take?
Approval times vary, but our team works to speed up the process and keep you informed.
Can I refinance my existing vehicle loan?
Yes, we assist with refinancing options to help you reduce repayments or access better terms.
Have more questions?
We’ll guide you with honest advice and car and truck loan options that fit your needs and future plans.
