1. When Timing Becomes the Real Challenge
Sometimes, the best opportunities don’t wait for the paperwork to catch up.
That was the case for Aaron, a Sydney-based property developer who found a premium off-market commercial site in Parramatta DA-approved and ready for a mixed-use project.
The numbers made perfect sense:
→ Project value: $22M upon completion
→ Build cost: $14.5M
→ Profit margin: $6M+
But there was one major obstacle: time.
The vendor needed an unconditional offer within 9 days, while Aaron’s bank projected 8-10 weeks just for conditional approval.
Aaron wasn’t short on experience or assets. He’d completed three profitable developments in the last five years.
But like many developers, his financials didn’t reflect his real income profits were tied up in active projects and reinvestments.
Traditional lenders saw numbers that didn’t tell the full story and said no.
2. Structuring the Right Solution: A Low-Doc, Asset-Backed Loan
At Diamond Lending, we focus on what really matters strong projects, proven experience, and solid asset positions.
For Aaron, we structured a low-doc, asset-backed loan designed to move as quickly as his opportunity demanded.
Instead of the usual piles of paperwork, the lender assessed:
→ 12 months of business bank statements
→ Completed project summaries
→ DA-approved valuation report
Within 72 hours, we had conditional approval for $7M, and the settlement was complete in just 5 days.
No tax returns.
No delays.
Just clarity, speed, and structure.
That fast funding allowed Aaron to:
✅ Secure the property before competitors
✅ Begin early groundwork
✅ Line up tenders for the construction phase
3. The Result: Turning Speed into Strategy
Three months later, Aaron messaged:
“That quick $7M changed everything. We’re now three stages ahead of schedule and negotiating pre-sales at record prices.”
The early momentum became a competitive advantage: faster delivery, stronger sales, and better returns.
The takeaway?
In property, timing can be more valuable than rate.
The right funding partner doesn’t just provide capital they provide momentum.
Because when the project makes sense, the right lender sees potential, not paperwork.
Need clarity around funding for your next project?
Let’s map out the right solution.
